Consumers spend billions on their homes. Home improvement projects tallied to a whopping $280 billion in 2005, according to research from the Joint Center for Housing Studies at Harvard University. The center forecasts that home renovations will grow at a…
Does my insurance cover damage from falling trees? A homeowners insurance policy covers two types of damage associated with trees: damage to your insured property (casualty damage) and damage for which you are responsible (liability). For example, if a tree…
You know, whether you’re traveling by yourself or with a good friend, or the entire family, that is pretty much what we as Americans do for one of our favorite past-times. Even with the economy the way it is, there…
A recent study out of the University of Utah found that there are very few, a whopping 2.5% of those studied, who can actually multitask by driving safely and talking on their cell phone. Most of the rest of us,…
Citizens Homeowner Policy Coverage Gaps In making a decision to use Citizens (either voluntarily or involuntarily), the customer needs to understand the differences between a Citizens policy and a standard Insurance Service Office (ISO) policy. This article summarizes some of the…
A backyard fire pit is great for family gatherings or parties with friends. It is imperative that you safely build and maintain a fire pit to avoid dangers from sparks. At the same time, every homeowner must have liability insurance…
Churches and non-profits often suffer naive misconceptions that parishioners or populations they serve are too grateful for their service or charity to sue when something goes wrong. Times have changed. Adequate insurance is necessary. It is important to choose an…
The most important tip: Think rebuilding cost, not real estate value, when insuring your home. If your home is severely damaged or destroyed, it may cost more to rebuild it than its current sales price. Shopping Tips For Property Insurance…
When a teenager gets a license, it’s probably the first time he or she focuses on insurance. And as young people graduate from high school and head off to college or enter the working world, there are lots of insurance…
Many homeowners forget that homeowners policies do not include flood insurance coverage, which is available as a separate policy. Floods happen in every state including Florida. Your independent insurance agent can help you purchase a flood policy, but be sure…
