Most homeowners policies don’t cover flood damage. This type of loss is different from others and it needs special underwriting and rating. Because flood damage is usually more severe and affects more than one home at a time, it’s difficult…
Did you know that over 50 percent of claims involve water damage? Some examples include pipe, supply line, and appliance failures, as well as roof or window leaks. It is very important that any damage caused by water is addressed…
Citizens Homeowner Policy Coverage Gaps In making a decision to use Citizens (either voluntarily or involuntarily), the customer needs to understand the differences between a Citizens policy and a standard Insurance Service Office (ISO) policy. This article summarizes some of the…
