General Insurance Quesitions

General Auto Insurance Questions

What considerations should I make when buying auto insurance?

There are a few different things to consider when buying auto insurance. Below is a checklist of things to keep in mind as you shop for automobile insurance.

  1. Make your decision based on the value received instead of only on the price.
  2. Think about the quality of the company’s claims service and consumer education.
  3. Buy only the amount of liability coverage that fits your needs.
  4. Choose your optional coverage based on your personal situation. You may not need damage coverage if the total value of your car doesn’t warrant it.
  5. After you have decided on what your auto insurance will cover, you can then choose whom to purchase coverage from. For instance, you may feel that a mutual company better fits your needs than a stock insurance company.

What can I do to help lower my automobile insurance rates?

There are quite a few things you can do to help lower the cost of your car insurance. One of the easiest and most obvious things is to shop around for coverage. You would be surprised to learn that quotes can vary by as much as hundreds of dollars. While shopping around, be sure that you are noticing whether the same coverages are being offered. The majority of insurers utilize ISO policy forms but this does not always happen.

You can also lower your auto insurance by being aware of any potential discounts you might qualify for. Multiple car discounts as well as driver education classes may help you to get lower rates. You can also consider decreasing your deductible.

For additional information and answers to your questions about insurance coverage, contact Lee Auto Insurance Agency. We look forward to providing you with the insurance you need and the customer service you can always depend on.